The Customers (users) of using this site by implication, means that user have gone through and agreed and abide by following and the Privacy Policy.

No warranty

It is imperative to note that SMELOAN.COM has taken required efforts to ensure that the information/ statement/ certificate provided on the SMELOAN.COM's Web Site is reasonably accurate, however, SMELOAN.COM does not warrant its accuracy, completeness or suitability, correctness, adequacy validity, whatsoever for any purpose. As such database provided is without any warranty, express or implied, as to their legal effect

No Liability to SMELOAN.COM
  • Though, SMELOAN.COM has taken proper care/precaution to make the database reliable, SMELOAN.COM will not be held responsible for any liability that may arise out of any such error in the data base. Further, SMELOAN.COM does not represent that SMELOAN.COM's Web Site is free of viruses or harmful components.
  • Use of any information/statement/certificate on SMELOAN.COM's Web site shall be at your own risk.
  • All information/statements/certificates should be used in accordance with applicable laws. And SMELOAN.COM does not undertake any kind of liability whatsoever for the same.
  • In case of transaction/ statement /certificate is not in agreement with your record or with the information that you have, you are requested to write to SMELOAN.COM. You are free to mail your queries on
  • SMELOAN.COM has provided information/data base on the Web Site on an as is where is basis. SMELOAN.COM expressly disclaims to the maximum limit permissible by law, all warranties, express or implied, including, but not limiting to implied warranties of merchantability, fitness for a particular purpose and non-infringement.
  • SMELOAN.COM disclaims all responsibility for any loss, injury, liability or damage of any kind resulting from and arising out of, your use of the site.

Other Terms & conditions
  • It will be the sole responsibility of the User to ensure that the use of name and password are kept confidential and not disclosed to any third party, including any representative of the SMELOAN.COM, or its agents and shall take all possible care to prevent discovery of the under name or password by any person.
  • SMELOAN.COM makes no representations about the timeliness, of the services contained on the SMELOAN.COM web site for any purpose.
  • SMELOAN.COM makes no representations about the suitability, reliability, availability, of the services contained on the SMELOAN.COM web site for any purpose.
  • SMELOAN.COM shall not be responsible if any information/ database/ statement/ certificate/ page is printed/ downloaded from SMELOAN.COM's site and after printing/ downloading complete/partial, text/information is altered/ removed/ obscured contained therein.
  • SMELOAN.COM, at no event , be liable or responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use of the SMELOAN.COM's web sites.
  • SMELOAN.COM, at no event, be liable/ responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages for the delay or inability to use the SMELOAN.COM web site, or failure to provide services, or for any information, date, statement, certificate, software, and any other services obtained through the SMELOAN.COM web sites, or otherwise arising out of the use of SMELOAN.COM web site.
  • Certain services, such as accounting information depends on continuous connection to the SMELOAN.COM's database. SMELOAN.COM makes no assurance, representation, promise whatsoever that such connectivity will always be available.
  • SMELOAN.COM reserves the right to suspend these services if in SMELOAN.COMs opinion security of the site or of the data could be compromised.
  • SMELOAN.COM may also suspend services on the web site for any customer at its sole discretion without assigning any reason whatsoever. In such event user shall contact SMELOAN.COM offices for any clarification.
  • SMELOAN.COM, has offered as privileged service to the User (without any charge). However, SMELOAN.COM reserves the right to levy any service charges as applicable from time to time in consideration for the services provided herein to the user. In case user is not consenting to any service charges then, user may opt out of SMELOAN.COM services.